Texas Payday Loan Fee Schedule

Texas Online Weekly/Bi-Weekly/Semi-Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 1

Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount
Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback
28 338.0052% $24.98 $0.94 $125.92 $74.94 $2.84 $377.78 $124.90 $4.74 $629.64 $249.80 $9.49 $1,259.29
27 350.0656% $24.98 $0.91 $125.89 $74.94 $2.74 $377.68 $124.90 $4.57 $629.47 $249.80 $9.15 $1,258.95
26 363.0538% $24.98 $0.88 $125.86 $74.94 $2.64 $377.58 $124.90 $4.40 $629.30 $249.80 $8.81 $1,258.61
25 377.0810% $24.98 $0.84 $125.82 $74.94 $2.54 $377.48 $124.90 $4.23 $629.13 $249.80 $8.47 $1,258.27
24 392.2772% $24.98 $0.81 $125.79 $74.94 $2.44 $377.38 $124.90 $4.06 $628.96 $249.80 $8.13 $1,257.93
23 408.7948% $24.98 $0.77 $125.75 $74.94 $2.33 $377.27 $124.90 $3.89 $628.79 $249.80 $7.79 $1,257.59
22 426.8139% $24.98 $0.74 $125.72 $74.94 $2.23 $377.17 $124.90 $3.72 $628.62 $249.80 $7.45 $1,257.25
21 446.5492% $24.98 $0.71 $125.69 $74.94 $2.13 $377.07 $124.90 $3.55 $628.45 $249.80 $7.11 $1,256.91
20 468.2580% $24.98 $0.67 $125.65 $74.94 $2.03 $376.97 $124.90 $3.38 $628.28 $249.80 $6.77 $1,256.57
19 492.2520% $24.98 $0.64 $125.62 $74.94 $1.93 $376.87 $124.90 $3.22 $628.12 $249.80 $6.44 $1,256.24
18 518.9119% $24.98 $0.61 $125.59 $74.94 $1.83 $376.77 $124.90 $3.05 $627.95 $249.80 $6.10 $1,255.90
17 548.7083% $24.98 $0.57 $125.55 $74.94 $1.72 $376.66 $124.90 $2.88 $627.78 $249.80 $5.76 $1,255.56
16 582.2293% $24.98 $0.54 $125.52 $74.94 $1.62 $376.56 $124.90 $2.71 $627.61 $249.80 $5.42 $1,255.22
15 620.2197% $24.98 $0.50 $125.48 $74.94 $1.52 $376.46 $124.90 $2.54 $627.44 $249.80 $5.08 $1,254.88
14 663.6373% $24.98 $0.47 $125.45 $74.94 $1.42 $376.36 $124.90 $2.37 $627.27 $249.80 $4.74 $1,254.54
13 713.7346% $24.98 $0.44 $125.42 $74.94 $1.32 $376.26 $124.90 $2.20 $627.10 $249.80 $4.40 $1,254.20
12 772.1814% $24.98 $0.40 $125.38 $74.94 $1.22 $376.16 $124.90 $2.03 $626.93 $249.80 $4.06 $1,253.86
11 841.2548% $24.98 $0.37 $125.35 $74.94 $1.11 $376.05 $124.90 $1.86 $626.76 $249.80 $3.72 $1,253.52
10 924.1430% $24.98 $0.33 $125.31 $74.94 $1.01 $375.95 $124.90 $1.69 $626.59 $249.80 $3.38 $1,253.18
9 1,025.4508% $24.98 $0.30 $125.28 $74.94 $0.91 $375.85 $124.90 $1.52 $626.42 $249.80 $3.05 $1,252.85
8 1,152.0855% $24.98 $0.27 $125.25 $74.94 $0.81 $375.75 $124.90 $1.35 $626.25 $249.80 $2.71 $1,252.51
7 1,314.9016% $24.98 $0.23 $125.21 $74.94 $0.71 $375.65 $124.90 $1.18 $626.08 $249.80 $2.37 $1,252.17
6 1,531.9897% $24.98 $0.20 $125.18 $74.94 $0.61 $375.55 $124.90 $1.01 $625.91 $249.80 $2.03 $1,251.83
5 1,835.9130% $24.98 $0.16 $125.14 $74.94 $0.50 $375.44 $124.90 $0.84 $625.74 $249.80 $1.69 $1,251.49

Texas Online Weekly/Bi-Weekly/Semi-Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 2

Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount
Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback
28 318.5658% $23.50 $0.93 $124.43 $70.50 $2.81 $373.31 $117.50 $4.68 $622.18 $235.00 $9.37 $1,244.37
27 329.9117% $23.50 $0.90 $124.40 $70.50 $2.71 $373.21 $117.50 $4.52 $622.02 $235.00 $9.04 $1,244.04
26 342.1303% $23.50 $0.87 $124.37 $70.50 $2.61 $373.11 $117.50 $4.35 $621.85 $235.00 $8.70 $1,243.70
25 355.3265% $23.50 $0.83 $124.33 $70.50 $2.51 $373.01 $117.50 $4.18 $621.68 $235.00 $8.37 $1,243.37
24 369.6223% $23.50 $0.80 $124.30 $70.50 $2.41 $372.91 $117.50 $4.01 $621.51 $235.00 $8.03 $1,243.03
23 385.1613% $23.50 $0.77 $124.27 $70.50 $2.31 $372.81 $117.50 $3.85 $621.35 $235.00 $7.70 $1,242.70
22 402.1129% $23.50 $0.73 $124.23 $70.50 $2.21 $372.71 $117.50 $3.68 $621.18 $235.00 $7.36 $1,242.36
21 420.6789% $23.50 $0.70 $124.20 $70.50 $2.11 $372.61 $117.50 $3.51 $621.01 $235.00 $7.03 $1,242.03
20 441.1015% $23.50 $0.66 $124.16 $70.50 $2.00 $372.50 $117.50 $3.34 $620.84 $235.00 $6.69 $1,241.69
19 463.6739% $23.50 $0.63 $124.13 $70.50 $1.90 $372.40 $117.50 $3.18 $620.68 $235.00 $6.36 $1,241.36
18 488.7543% $23.50 $0.60 $124.10 $70.50 $1.80 $372.30 $117.50 $3.01 $620.51 $235.00 $6.02 $1,241.02
17 516.7853% $23.50 $0.56 $124.06 $70.50 $1.70 $372.20 $117.50 $2.84 $620.34 $235.00 $5.69 $1,240.69
16 548.3203% $23.50 $0.53 $124.03 $70.50 $1.60 $372.10 $117.50 $2.67 $620.17 $235.00 $5.35 $1,240.35
15 584.0598% $23.50 $0.50 $124.00 $70.50 $1.50 $372.00 $117.50 $2.51 $620.01 $235.00 $5.02 $1,240.02
14 624.9051% $23.50 $0.46 $123.96 $70.50 $1.40 $371.90 $117.50 $2.34 $619.84 $235.00 $4.68 $1,239.68
13 672.0342% $23.50 $0.43 $123.93 $70.50 $1.30 $371.80 $117.50 $2.17 $619.67 $235.00 $4.35 $1,239.35
12 727.0182% $23.50 $0.40 $123.90 $70.50 $1.20 $371.70 $117.50 $2.00 $619.50 $235.00 $4.01 $1,239.01
11 791.9992% $23.50 $0.36 $123.86 $70.50 $1.10 $371.60 $117.50 $1.84 $619.34 $235.00 $3.68 $1,238.68
10 869.9765% $23.50 $0.33 $123.83 $70.50 $1.00 $371.50 $117.50 $1.67 $619.17 $235.00 $3.34 $1,238.34
9 965.2821% $23.50 $0.30 $123.80 $70.50 $0.90 $371.40 $117.50 $1.50 $619.00 $235.00 $3.01 $1,238.01
8 1,084.4140% $23.50 $0.26 $123.76 $70.50 $0.80 $371.30 $117.50 $1.33 $618.83 $235.00 $2.67 $1,237.67
7 1,237.5836% $23.50 $0.23 $123.73 $70.50 $0.70 $371.20 $117.50 $1.17 $618.67 $235.00 $2.34 $1,237.34
6 1,441.8098% $23.50 $0.20 $123.70 $70.50 $0.60 $371.10 $117.50 $1.00 $618.50 $235.00 $2.00 $1,237.00
5 1,727.7265% $23.50 $0.16 $123.66 $70.50 $0.50 $371.00 $117.50 $0.83 $618.33 $235.00 $1.67 $1,236.67

Texas Online Weekly/Bi-Weekly/Semi-Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 3

Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount
Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback
28 266.0269% $19.50 $0.90 $120.40 $58.50 $2.72 $361.22 $97.50 $4.53 $602.03 $195.00 $9.07 $1,204.07
27 275.4416% $19.50 $0.87 $120.37 $58.50 $2.62 $361.12 $97.50 $4.37 $601.87 $195.00 $8.75 $1,203.75
26 285.5805% $19.50 $0.84 $120.34 $58.50 $2.52 $361.02 $97.50 $4.21 $601.71 $195.00 $8.42 $1,203.42
25 296.5305% $19.50 $0.81 $120.31 $58.50 $2.43 $360.93 $97.50 $4.05 $601.55 $195.00 $8.10 $1,203.10
24 308.3930% $19.50 $0.77 $120.27 $58.50 $2.33 $360.83 $97.50 $3.88 $601.38 $195.00 $7.77 $1,202.77
23 321.2870% $19.50 $0.74 $120.24 $58.50 $2.23 $360.73 $97.50 $3.72 $601.22 $195.00 $7.45 $1,202.45
22 335.3532% $19.50 $0.71 $120.21 $58.50 $2.13 $360.63 $97.50 $3.56 $601.06 $195.00 $7.13 $1,202.13
21 350.7591% $19.50 $0.68 $120.18 $58.50 $2.04 $360.54 $97.50 $3.40 $600.90 $195.00 $6.80 $1,201.80
20 367.7055% $19.50 $0.64 $120.14 $58.50 $1.94 $360.44 $97.50 $3.24 $600.74 $195.00 $6.48 $1,201.48
19 386.4358% $19.50 $0.61 $120.11 $58.50 $1.84 $360.34 $97.50 $3.07 $600.57 $195.00 $6.15 $1,201.15
18 407.2472% $19.50 $0.58 $120.08 $58.50 $1.75 $360.25 $97.50 $2.91 $600.41 $195.00 $5.83 $1,200.83
17 430.5070% $19.50 $0.55 $120.05 $58.50 $1.65 $360.15 $97.50 $2.75 $600.25 $195.00 $5.51 $1,200.51
16 456.6743% $19.50 $0.51 $120.01 $58.50 $1.55 $360.05 $97.50 $2.59 $600.09 $195.00 $5.18 $1,200.18
15 486.3305% $19.50 $0.48 $119.98 $58.50 $1.45 $359.95 $97.50 $2.43 $599.93 $195.00 $4.86 $1,199.86
14 520.2234% $19.50 $0.45 $119.95 $58.50 $1.36 $359.86 $97.50 $2.26 $599.76 $195.00 $4.53 $1,199.53
13 559.3305% $19.50 $0.42 $119.92 $58.50 $1.26 $359.76 $97.50 $2.10 $599.60 $195.00 $4.21 $1,199.21
12 604.9555% $19.50 $0.38 $119.88 $58.50 $1.16 $359.66 $97.50 $1.94 $599.44 $195.00 $3.88 $1,198.88
11 658.8760% $19.50 $0.35 $119.85 $58.50 $1.06 $359.56 $97.50 $1.78 $599.28 $195.00 $3.56 $1,198.56
10 723.5805% $19.50 $0.32 $119.82 $58.50 $0.97 $359.47 $97.50 $1.62 $599.12 $195.00 $3.24 $1,198.24
9 802.6638% $19.50 $0.29 $119.79 $58.50 $0.87 $359.37 $97.50 $1.45 $598.95 $195.00 $2.91 $1,197.91
8 901.5180% $19.50 $0.25 $119.75 $58.50 $0.77 $359.27 $97.50 $1.29 $598.79 $195.00 $2.59 $1,197.59
7 1,028.6162% $19.50 $0.22 $119.72 $58.50 $0.68 $359.18 $97.50 $1.13 $598.63 $195.00 $2.26 $1,197.26
6 1,198.0805% $19.50 $0.19 $119.69 $58.50 $0.58 $359.08 $97.50 $0.97 $598.47 $195.00 $1.94 $1,196.94
5 1,435.3305% $19.50 $0.16 $119.66 $58.50 $0.48 $358.98 $97.50 $0.81 $598.31 $195.00 $1.62 $1,196.62

Texas Online Weekly/Bi-Weekly/Semi-Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 4

Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount
Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback
28 226.6228% $16.50 $0.88 $117.38 $49.50 $2.65 $352.15 $82.50 $4.42 $586.92 $165.00 $8.84 $1,173.84
27 234.5891% $16.50 $0.85 $117.35 $49.50 $2.55 $352.05 $82.50 $4.26 $586.76 $165.00 $8.53 $1,173.53
26 243.1681% $16.50 $0.82 $117.32 $49.50 $2.46 $351.96 $82.50 $4.10 $586.60 $165.00 $8.21 $1,173.21
25 252.4335% $16.50 $0.78 $117.28 $49.50 $2.36 $351.86 $82.50 $3.94 $586.44 $165.00 $7.89 $1,172.89
24 262.4710% $16.50 $0.75 $117.25 $49.50 $2.27 $351.77 $82.50 $3.79 $586.29 $165.00 $7.58 $1,172.58
23 273.3813% $16.50 $0.72 $117.22 $49.50 $2.18 $351.68 $82.50 $3.63 $586.13 $165.00 $7.26 $1,172.26
22 285.2835% $16.50 $0.69 $117.19 $49.50 $2.08 $351.58 $82.50 $3.47 $585.97 $165.00 $6.95 $1,171.95
21 298.3192% $16.50 $0.66 $117.16 $49.50 $1.99 $351.49 $82.50 $3.31 $585.81 $165.00 $6.63 $1,171.63
20 312.6585% $16.50 $0.63 $117.13 $49.50 $1.89 $351.39 $82.50 $3.15 $585.65 $165.00 $6.31 $1,171.31
19 328.5072% $16.50 $0.60 $117.10 $49.50 $1.80 $351.30 $82.50 $3.00 $585.50 $165.00 $6.00 $1,171.00
18 346.1168% $16.50 $0.56 $117.06 $49.50 $1.70 $351.20 $82.50 $2.84 $585.34 $165.00 $5.68 $1,170.68
17 365.7982% $16.50 $0.53 $117.03 $49.50 $1.61 $351.11 $82.50 $2.68 $585.18 $165.00 $5.37 $1,170.37
16 387.9398% $16.50 $0.50 $117.00 $49.50 $1.51 $351.01 $82.50 $2.52 $585.02 $165.00 $5.05 $1,170.05
15 413.0335% $16.50 $0.47 $116.97 $49.50 $1.42 $350.92 $82.50 $2.36 $584.86 $165.00 $4.73 $1,169.73
14 441.7121% $16.50 $0.44 $116.94 $49.50 $1.32 $350.82 $82.50 $2.21 $584.71 $165.00 $4.42 $1,169.42
13 474.8027% $16.50 $0.41 $116.91 $49.50 $1.23 $350.73 $82.50 $2.05 $584.55 $165.00 $4.10 $1,169.10
12 513.4085% $16.50 $0.37 $116.87 $49.50 $1.13 $350.63 $82.50 $1.89 $584.39 $165.00 $3.79 $1,168.79
11 559.0335% $16.50 $0.34 $116.84 $49.50 $1.04 $350.54 $82.50 $1.73 $584.23 $165.00 $3.47 $1,168.47
10 613.7835% $16.50 $0.31 $116.81 $49.50 $0.94 $350.44 $82.50 $1.57 $584.07 $165.00 $3.15 $1,168.15
9 680.7002% $16.50 $0.28 $116.78 $49.50 $0.85 $350.35 $82.50 $1.42 $583.92 $165.00 $2.84 $1,167.84
8 764.3460% $16.50 $0.25 $116.75 $49.50 $0.75 $350.25 $82.50 $1.26 $583.76 $165.00 $2.52 $1,167.52
7 871.8906% $16.50 $0.22 $116.72 $49.50 $0.66 $350.16 $82.50 $1.10 $583.60 $165.00 $2.21 $1,167.21
6 1,015.2835% $16.50 $0.18 $116.68 $49.50 $0.56 $350.06 $82.50 $0.94 $583.44 $165.00 $1.89 $1,166.89
5 1,216.0335% $16.50 $0.15 $116.65 $49.50 $0.47 $349.97 $82.50 $0.78 $583.28 $165.00 $1.57 $1,166.57

Texas Online Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 1

Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount
Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback
45 420.0772% $49.96 $1.83 $151.79 $149.88 $5.49 $455.37 $249.80 $9.15 $758.95 $499.60 $18.30 $1,517.90
44 429.2869% $49.96 $1.78 $151.74 $149.88 $5.36 $455.24 $249.80 $8.94 $758.74 $499.60 $17.89 $1,517.49
43 438.9251% $49.96 $1.74 $151.70 $149.88 $5.24 $455.12 $249.80 $8.74 $758.54 $499.60 $17.48 $1,517.08
42 449.0222% $49.96 $1.70 $151.66 $149.88 $5.12 $455.00 $249.80 $8.54 $758.34 $499.60 $17.08 $1,516.68
41 459.6119% $49.96 $1.66 $151.62 $149.88 $5.00 $454.88 $249.80 $8.33 $758.13 $499.60 $16.67 $1,516.27
40 470.7310% $49.96 $1.62 $151.58 $149.88 $4.88 $454.76 $249.80 $8.13 $757.93 $499.60 $16.26 $1,515.86
39 482.4204% $49.96 $1.58 $151.54 $149.88 $4.75 $454.63 $249.80 $7.93 $757.73 $499.60 $15.86 $1,515.46
38 494.7250% $49.96 $1.54 $151.50 $149.88 $4.63 $454.51 $249.80 $7.72 $757.52 $499.60 $15.45 $1,515.05
37 507.6947% $49.96 $1.50 $151.46 $149.88 $4.51 $454.39 $249.80 $7.52 $757.32 $499.60 $15.04 $1,514.64
36 521.3849% $49.96 $1.46 $151.42 $149.88 $4.39 $454.27 $249.80 $7.32 $757.12 $499.60 $14.64 $1,514.24
35 535.8575% $49.96 $1.42 $151.38 $149.88 $4.27 $454.15 $249.80 $7.11 $756.91 $499.60 $14.23 $1,513.83
34 551.1813% $49.96 $1.38 $151.34 $149.88 $4.14 $454.02 $249.80 $6.91 $756.71 $499.60 $13.82 $1,513.42
33 567.4339% $49.96 $1.34 $151.30 $149.88 $4.02 $453.90 $249.80 $6.71 $756.51 $499.60 $13.42 $1,513.02
32 584.7023% $49.96 $1.30 $151.26 $149.88 $3.90 $453.78 $249.80 $6.50 $756.30 $499.60 $13.01 $1,512.61
31 603.0847% $49.96 $1.26 $151.22 $149.88 $3.78 $453.66 $249.80 $6.30 $756.10 $499.60 $12.60 $1,512.20
30 622.6927% $49.96 $1.22 $151.18 $149.88 $3.66 $453.54 $249.80 $6.10 $755.90 $499.60 $12.20 $1,511.80
29 643.6529% $49.96 $1.17 $151.13 $149.88 $3.53 $453.41 $249.80 $5.89 $755.69 $499.60 $11.79 $1,511.39
28 666.1103% $49.96 $1.13 $151.09 $149.88 $3.41 $453.29 $249.80 $5.69 $755.49 $499.60 $11.38 $1,510.98
27 690.2312% $49.96 $1.09 $151.05 $149.88 $3.29 $453.17 $249.80 $5.49 $755.29 $499.60 $10.98 $1,510.58
26 716.2076% $49.96 $1.05 $151.01 $149.88 $3.17 $453.05 $249.80 $5.28 $755.08 $499.60 $10.57 $1,510.17
25 744.2620% $49.96 $1.01 $150.97 $149.88 $3.05 $452.93 $249.80 $5.08 $754.88 $499.60 $10.16 $1,509.76
24 774.6544% $49.96 $0.97 $150.93 $149.88 $2.92 $452.80 $249.80 $4.88 $754.68 $499.60 $9.76 $1,509.36
23 807.6895% $49.96 $0.93 $150.89 $149.88 $2.80 $452.68 $249.80 $4.67 $754.47 $499.60 $9.35 $1,508.95
22 843.7279% $49.96 $0.89 $150.85 $149.88 $2.68 $452.56 $249.80 $4.47 $754.27 $499.60 $8.94 $1,508.54
21 883.1984% $49.96 $0.85 $150.81 $149.88 $2.56 $452.44 $249.80 $4.27 $754.07 $499.60 $8.54 $1,508.14
20 926.6160% $49.96 $0.81 $150.77 $149.88 $2.44 $452.32 $249.80 $4.06 $753.86 $499.60 $8.13 $1,507.73
19 974.6039% $49.96 $0.77 $150.73 $149.88 $2.31 $452.19 $249.80 $3.86 $753.66 $499.60 $7.72 $1,507.32
18 1,027.9238% $49.96 $0.73 $150.69 $149.88 $2.19 $452.07 $249.80 $3.66 $753.46 $499.60 $7.32 $1,506.92
17 1,087.5166% $49.96 $0.69 $150.65 $149.88 $2.07 $451.95 $249.80 $3.45 $753.25 $499.60 $6.91 $1,506.51
16 1,154.5585% $49.96 $0.65 $150.61 $149.88 $1.95 $451.83 $249.80 $3.25 $753.05 $499.60 $6.50 $1,506.10
15 1,230.5394% $49.96 $0.61 $150.57 $149.88 $1.83 $451.71 $249.80 $3.05 $752.85 $499.60 $6.10 $1,505.70
14 1,317.3746% $49.96 $0.56 $150.52 $149.88 $1.70 $451.58 $249.80 $2.84 $752.64 $499.60 $5.69 $1,505.29
13 1,417.5691% $49.96 $0.52 $150.48 $149.88 $1.58 $451.46 $249.80 $2.64 $752.44 $499.60 $5.28 $1,504.88
12 1,534.4627% $49.96 $0.48 $150.44 $149.88 $1.46 $451.34 $249.80 $2.44 $752.24 $499.60 $4.88 $1,504.48
11 1,672.6097% $49.96 $0.44 $150.40 $149.88 $1.34 $451.22 $249.80 $2.23 $752.03 $499.60 $4.47 $1,504.07
10 1,838.3860% $49.96 $0.40 $150.36 $149.88 $1.22 $451.10 $249.80 $2.03 $751.83 $499.60 $4.06 $1,503.66
9 2,041.0016% $49.96 $0.36 $150.32 $149.88 $1.09 $450.97 $249.80 $1.83 $751.63 $499.60 $3.66 $1,503.26
8 2,294.2710% $49.96 $0.32 $150.28 $149.88 $0.97 $450.85 $249.80 $1.62 $751.42 $499.60 $3.25 $1,502.85
7 2,619.9032% $49.96 $0.28 $150.24 $149.88 $0.85 $450.73 $249.80 $1.42 $751.22 $499.60 $2.84 $1,502.44
6 3,054.0794% $49.96 $0.24 $150.20 $149.88 $0.73 $450.61 $249.80 $1.22 $751.02 $499.60 $2.44 $1,502.04
5 3,661.9260% $49.96 $0.20 $150.16 $149.88 $0.61 $450.49 $249.80 $1.01 $750.81 $499.60 $2.03 $1,501.63

Texas Online Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 2

Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount
Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback
45 395.7752% $47.00 $1.79 $148.79 $141.00 $5.38 $446.38 $235.00 $8.97 $743.97 $470.00 $17.94 $1,487.94
44 404.4394% $47.00 $1.75 $148.75 $141.00 $5.26 $446.26 $235.00 $8.77 $743.77 $470.00 $17.54 $1,487.54
43 413.5065% $47.00 $1.71 $148.71 $141.00 $5.14 $446.14 $235.00 $8.57 $743.57 $470.00 $17.14 $1,487.14
42 423.0054% $47.00 $1.67 $148.67 $141.00 $5.02 $446.02 $235.00 $8.37 $743.37 $470.00 $16.74 $1,486.74
41 432.9676% $47.00 $1.63 $148.63 $141.00 $4.90 $445.90 $235.00 $8.17 $743.17 $470.00 $16.34 $1,486.34
40 443.4280% $47.00 $1.59 $148.59 $141.00 $4.78 $445.78 $235.00 $7.97 $742.97 $470.00 $15.94 $1,485.94
39 454.4248% $47.00 $1.55 $148.55 $141.00 $4.66 $445.66 $235.00 $7.77 $742.77 $470.00 $15.54 $1,485.54
38 466.0004% $47.00 $1.51 $148.51 $141.00 $4.54 $445.54 $235.00 $7.57 $742.57 $470.00 $15.15 $1,485.15
37 478.2016% $47.00 $1.47 $148.47 $141.00 $4.42 $445.42 $235.00 $7.37 $742.37 $470.00 $14.75 $1,484.75
36 491.0808% $47.00 $1.43 $148.43 $141.00 $4.30 $445.30 $235.00 $7.17 $742.17 $470.00 $14.35 $1,484.35
35 504.6959% $47.00 $1.39 $148.39 $141.00 $4.18 $445.18 $235.00 $6.97 $741.97 $470.00 $13.95 $1,483.95
34 519.1118% $47.00 $1.35 $148.35 $141.00 $4.06 $445.06 $235.00 $6.77 $741.77 $470.00 $13.55 $1,483.55
33 534.4015% $47.00 $1.31 $148.31 $141.00 $3.94 $444.94 $235.00 $6.57 $741.57 $470.00 $13.15 $1,483.15
32 550.6468% $47.00 $1.27 $148.27 $141.00 $3.82 $444.82 $235.00 $6.37 $741.37 $470.00 $12.75 $1,482.75
31 567.9401% $47.00 $1.23 $148.23 $141.00 $3.70 $444.70 $235.00 $6.18 $741.18 $470.00 $12.36 $1,482.36
30 586.3863% $47.00 $1.19 $148.19 $141.00 $3.58 $444.58 $235.00 $5.98 $740.98 $470.00 $11.96 $1,481.96
29 606.1047% $47.00 $1.15 $148.15 $141.00 $3.46 $444.46 $235.00 $5.78 $740.78 $470.00 $11.56 $1,481.56
28 627.2316% $47.00 $1.11 $148.11 $141.00 $3.34 $444.34 $235.00 $5.58 $740.58 $470.00 $11.16 $1,481.16
27 649.9234% $47.00 $1.07 $148.07 $141.00 $3.22 $444.22 $235.00 $5.38 $740.38 $470.00 $10.76 $1,480.76
26 674.3607% $47.00 $1.03 $148.03 $141.00 $3.10 $444.10 $235.00 $5.18 $740.18 $470.00 $10.36 $1,480.36
25 700.7530% $47.00 $0.99 $147.99 $141.00 $2.99 $443.99 $235.00 $4.98 $739.98 $470.00 $9.96 $1,479.96
24 729.3447% $47.00 $0.95 $147.95 $141.00 $2.87 $443.87 $235.00 $4.78 $739.78 $470.00 $9.56 $1,479.56
23 760.4226% $47.00 $0.91 $147.91 $141.00 $2.75 $443.75 $235.00 $4.58 $739.58 $470.00 $9.17 $1,479.17
22 794.3257% $47.00 $0.87 $147.87 $141.00 $2.63 $443.63 $235.00 $4.38 $739.38 $470.00 $8.77 $1,478.77
21 831.4578% $47.00 $0.83 $147.83 $141.00 $2.51 $443.51 $235.00 $4.18 $739.18 $470.00 $8.37 $1,478.37
20 872.3030% $47.00 $0.79 $147.79 $141.00 $2.39 $443.39 $235.00 $3.98 $738.98 $470.00 $7.97 $1,477.97
19 917.4477% $47.00 $0.75 $147.75 $141.00 $2.27 $443.27 $235.00 $3.78 $738.78 $470.00 $7.57 $1,477.57
18 967.6086% $47.00 $0.71 $147.71 $141.00 $2.15 $443.15 $235.00 $3.58 $738.58 $470.00 $7.17 $1,477.17
17 1,023.6706% $47.00 $0.67 $147.67 $141.00 $2.03 $443.03 $235.00 $3.38 $738.38 $470.00 $6.77 $1,476.77
16 1,086.7405% $47.00 $0.63 $147.63 $141.00 $1.91 $442.91 $235.00 $3.18 $738.18 $470.00 $6.37 $1,476.37
15 1,158.2197% $47.00 $0.59 $147.59 $141.00 $1.79 $442.79 $235.00 $2.99 $737.99 $470.00 $5.98 $1,475.98
14 1,239.9101% $47.00 $0.55 $147.55 $141.00 $1.67 $442.67 $235.00 $2.79 $737.79 $470.00 $5.58 $1,475.58
13 1,334.1684% $47.00 $0.51 $147.51 $141.00 $1.55 $442.55 $235.00 $2.59 $737.59 $470.00 $5.18 $1,475.18
12 1,444.1363% $47.00 $0.47 $147.47 $141.00 $1.43 $442.43 $235.00 $2.39 $737.39 $470.00 $4.78 $1,474.78
11 1,574.0985% $47.00 $0.43 $147.43 $141.00 $1.31 $442.31 $235.00 $2.19 $737.19 $470.00 $4.38 $1,474.38
10 1,730.0530% $47.00 $0.39 $147.39 $141.00 $1.19 $442.19 $235.00 $1.99 $736.99 $470.00 $3.98 $1,473.98
9 1,920.6641% $47.00 $0.35 $147.35 $141.00 $1.07 $442.07 $235.00 $1.79 $736.79 $470.00 $3.58 $1,473.58
8 2,158.9280% $47.00 $0.31 $147.31 $141.00 $0.95 $441.95 $235.00 $1.59 $736.59 $470.00 $3.18 $1,473.18
7 2,465.2673% $47.00 $0.27 $147.27 $141.00 $0.83 $441.83 $235.00 $1.39 $736.39 $470.00 $2.79 $1,472.79
6 2,873.7197% $47.00 $0.23 $147.23 $141.00 $0.71 $441.71 $235.00 $1.19 $736.19 $470.00 $2.39 $1,472.39
5 3,445.5530% $47.00 $0.19 $147.19 $141.00 $0.59 $441.59 $235.00 $0.99 $735.99 $470.00 $1.99 $1,471.99

Texas Online Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 3

Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount
Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback
45 330.0943% $39.00 $1.69 $140.69 $117.00 $5.08 $422.08 $195.00 $8.48 $703.48 $390.00 $16.96 $1,406.96
44 337.2837% $39.00 $1.65 $140.65 $117.00 $4.97 $421.97 $195.00 $8.29 $703.29 $390.00 $16.58 $1,406.58
43 344.8075% $39.00 $1.62 $140.62 $117.00 $4.86 $421.86 $195.00 $8.10 $703.10 $390.00 $16.21 $1,406.21
42 352.6896% $39.00 $1.58 $140.58 $117.00 $4.75 $421.75 $195.00 $7.91 $702.91 $390.00 $15.83 $1,405.83
41 360.9561% $39.00 $1.54 $140.54 $117.00 $4.63 $421.63 $195.00 $7.72 $702.72 $390.00 $15.45 $1,405.45
40 369.6360% $39.00 $1.50 $140.50 $117.00 $4.52 $421.52 $195.00 $7.54 $702.54 $390.00 $15.08 $1,405.08
39 378.7610% $39.00 $1.47 $140.47 $117.00 $4.41 $421.41 $195.00 $7.35 $702.35 $390.00 $14.70 $1,404.70
38 388.3663% $39.00 $1.43 $140.43 $117.00 $4.29 $421.29 $195.00 $7.16 $702.16 $390.00 $14.32 $1,404.32
37 398.4907% $39.00 $1.39 $140.39 $117.00 $4.18 $421.18 $195.00 $6.97 $701.97 $390.00 $13.94 $1,403.94
36 409.1777% $39.00 $1.35 $140.35 $117.00 $4.07 $421.07 $195.00 $6.78 $701.78 $390.00 $13.57 $1,403.57
35 420.4753% $39.00 $1.31 $140.31 $117.00 $3.95 $420.95 $195.00 $6.59 $701.59 $390.00 $13.19 $1,403.19
34 432.4375% $39.00 $1.28 $140.28 $117.00 $3.84 $420.84 $195.00 $6.40 $701.40 $390.00 $12.81 $1,402.81
33 445.1246% $39.00 $1.24 $140.24 $117.00 $3.73 $420.73 $195.00 $6.22 $701.22 $390.00 $12.44 $1,402.44
32 458.6048% $39.00 $1.20 $140.20 $117.00 $3.61 $420.61 $195.00 $6.03 $701.03 $390.00 $12.06 $1,402.06
31 472.9545% $39.00 $1.16 $140.16 $117.00 $3.50 $420.50 $195.00 $5.84 $700.84 $390.00 $11.68 $1,401.68
30 488.2610% $39.00 $1.13 $140.13 $117.00 $3.39 $420.39 $195.00 $5.65 $700.65 $390.00 $11.31 $1,401.31
29 504.6231% $39.00 $1.09 $140.09 $117.00 $3.28 $420.28 $195.00 $5.46 $700.46 $390.00 $10.93 $1,400.93
28 522.1539% $39.00 $1.05 $140.05 $117.00 $3.16 $420.16 $195.00 $5.27 $700.27 $390.00 $10.55 $1,400.55
27 540.9832% $39.00 $1.01 $140.01 $117.00 $3.05 $420.05 $195.00 $5.08 $700.08 $390.00 $10.17 $1,400.17
26 561.2610% $39.00 $0.98 $139.98 $117.00 $2.94 $419.94 $195.00 $4.90 $699.90 $390.00 $9.80 $1,399.80
25 583.1610% $39.00 $0.94 $139.94 $117.00 $2.82 $419.82 $195.00 $4.71 $699.71 $390.00 $9.42 $1,399.42
24 606.8860% $39.00 $0.90 $139.90 $117.00 $2.71 $419.71 $195.00 $4.52 $699.52 $390.00 $9.04 $1,399.04
23 632.6740% $39.00 $0.86 $139.86 $117.00 $2.60 $419.60 $195.00 $4.33 $699.33 $390.00 $8.67 $1,398.67
22 660.8065% $39.00 $0.82 $139.82 $117.00 $2.48 $419.48 $195.00 $4.14 $699.14 $390.00 $8.29 $1,398.29
21 691.6181% $39.00 $0.79 $139.79 $117.00 $2.37 $419.37 $195.00 $3.95 $698.95 $390.00 $7.91 $1,397.91
20 725.5110% $39.00 $0.75 $139.75 $117.00 $2.26 $419.26 $195.00 $3.77 $698.77 $390.00 $7.54 $1,397.54
19 762.9715% $39.00 $0.71 $139.71 $117.00 $2.14 $419.14 $195.00 $3.58 $698.58 $390.00 $7.16 $1,397.16
18 804.5943% $39.00 $0.67 $139.67 $117.00 $2.03 $419.03 $195.00 $3.39 $698.39 $390.00 $6.78 $1,396.78
17 851.1139% $39.00 $0.64 $139.64 $117.00 $1.92 $418.92 $195.00 $3.20 $698.20 $390.00 $6.40 $1,396.40
16 903.4485% $39.00 $0.60 $139.60 $117.00 $1.80 $418.80 $195.00 $3.01 $698.01 $390.00 $6.03 $1,396.03
15 962.7610% $39.00 $0.56 $139.56 $117.00 $1.69 $418.69 $195.00 $2.82 $697.82 $390.00 $5.65 $1,395.65
14 1,030.5467% $39.00 $0.52 $139.52 $117.00 $1.58 $418.58 $195.00 $2.63 $697.63 $390.00 $5.27 $1,395.27
13 1,108.7610% $39.00 $0.49 $139.49 $117.00 $1.47 $418.47 $195.00 $2.45 $697.45 $390.00 $4.90 $1,394.90
12 1,200.0110% $39.00 $0.45 $139.45 $117.00 $1.35 $418.35 $195.00 $2.26 $697.26 $390.00 $4.52 $1,394.52
11 1,307.8519% $39.00 $0.41 $139.41 $117.00 $1.24 $418.24 $195.00 $2.07 $697.07 $390.00 $4.14 $1,394.14
10 1,437.2610% $39.00 $0.37 $139.37 $117.00 $1.13 $418.13 $195.00 $1.88 $696.88 $390.00 $3.77 $1,393.77
9 1,595.4277% $39.00 $0.33 $139.33 $117.00 $1.01 $418.01 $195.00 $1.69 $696.69 $390.00 $3.39 $1,393.39
8 1,793.1360% $39.00 $0.30 $139.30 $117.00 $0.90 $417.90 $195.00 $1.50 $696.50 $390.00 $3.01 $1,393.01
7 2,047.3324% $39.00 $0.26 $139.26 $117.00 $0.79 $417.79 $195.00 $1.31 $696.31 $390.00 $2.63 $1,392.63
6 2,386.2610% $39.00 $0.22 $139.22 $117.00 $0.67 $417.67 $195.00 $1.13 $696.13 $390.00 $2.26 $1,392.26
5 2,860.7610% $39.00 $0.18 $139.18 $117.00 $0.56 $417.56 $195.00 $0.94 $695.94 $390.00 $1.88 $1,391.88

Texas Online Monthly Loan Agreement Annual Percentage Rate and CAB* Fee Schedule 4

Loan Payment APR and Payback $100 Loan Amount $300 Loan Amount $500 Loan Amount $1000 Loan Amount
Loan Term in Days Annual Percentage Rate (APR) CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback CAB Fee Interest Charge Scheduled Payback
45 280.8337% $33.00 $1.62 $134.62 $99.00 $4.86 $403.86 $165.00 $8.11 $673.11 $330.00 $16.23 $1,346.23
44 286.9170% $33.00 $1.58 $134.58 $99.00 $4.76 $403.76 $165.00 $7.93 $672.93 $330.00 $15.87 $1,345.87
43 293.2833% $33.00 $1.55 $134.55 $99.00 $4.65 $403.65 $165.00 $7.75 $672.75 $330.00 $15.51 $1,345.51
42 299.9527% $33.00 $1.51 $134.51 $99.00 $4.54 $403.54 $165.00 $7.57 $672.57 $330.00 $15.15 $1,345.15
41 306.9475% $33.00 $1.47 $134.47 $99.00 $4.43 $403.43 $165.00 $7.39 $672.39 $330.00 $14.79 $1,344.79
40 314.2920% $33.00 $1.44 $134.44 $99.00 $4.32 $403.32 $165.00 $7.21 $672.21 $330.00 $14.42 $1,344.42
39 322.0132% $33.00 $1.40 $134.40 $99.00 $4.22 $403.22 $165.00 $7.03 $672.03 $330.00 $14.06 $1,344.06
38 330.1407% $33.00 $1.37 $134.37 $99.00 $4.11 $403.11 $165.00 $6.85 $671.85 $330.00 $13.70 $1,343.70
37 338.7075% $33.00 $1.33 $134.33 $99.00 $4.00 $403.00 $165.00 $6.67 $671.67 $330.00 $13.34 $1,343.34
36 347.7503% $33.00 $1.29 $134.29 $99.00 $3.89 $402.89 $165.00 $6.49 $671.49 $330.00 $12.98 $1,342.98
35 357.3099% $33.00 $1.26 $134.26 $99.00 $3.78 $402.78 $165.00 $6.31 $671.31 $330.00 $12.62 $1,342.62
34 367.4317% $33.00 $1.22 $134.22 $99.00 $3.67 $402.67 $165.00 $6.13 $671.13 $330.00 $12.26 $1,342.26
33 378.1670% $33.00 $1.19 $134.19 $99.00 $3.57 $402.57 $165.00 $5.95 $670.95 $330.00 $11.90 $1,341.90
32 389.5733% $33.00 $1.15 $134.15 $99.00 $3.46 $402.46 $165.00 $5.77 $670.77 $330.00 $11.54 $1,341.54
31 401.7154% $33.00 $1.11 $134.11 $99.00 $3.35 $402.35 $165.00 $5.59 $670.59 $330.00 $11.18 $1,341.18
30 414.6670% $33.00 $1.08 $134.08 $99.00 $3.24 $402.24 $165.00 $5.41 $670.41 $330.00 $10.82 $1,340.82
29 428.5118% $33.00 $1.04 $134.04 $99.00 $3.13 $402.13 $165.00 $5.23 $670.23 $330.00 $10.46 $1,340.46
28 443.3456% $33.00 $1.01 $134.01 $99.00 $3.03 $402.03 $165.00 $5.05 $670.05 $330.00 $10.10 $1,340.10
27 459.2781% $33.00 $0.97 $133.97 $99.00 $2.92 $401.92 $165.00 $4.86 $669.86 $330.00 $9.73 $1,339.73
26 476.4362% $33.00 $0.93 $133.93 $99.00 $2.81 $401.81 $165.00 $4.68 $669.68 $330.00 $9.37 $1,339.37
25 494.9670% $33.00 $0.90 $133.90 $99.00 $2.70 $401.70 $165.00 $4.50 $669.50 $330.00 $9.01 $1,339.01
24 515.0420% $33.00 $0.86 $133.86 $99.00 $2.59 $401.59 $165.00 $4.32 $669.32 $330.00 $8.65 $1,338.65
23 536.8627% $33.00 $0.82 $133.82 $99.00 $2.48 $401.48 $165.00 $4.14 $669.14 $330.00 $8.29 $1,338.29
22 560.6670% $33.00 $0.79 $133.79 $99.00 $2.38 $401.38 $165.00 $3.96 $668.96 $330.00 $7.93 $1,337.93
21 586.7384% $33.00 $0.75 $133.75 $99.00 $2.27 $401.27 $165.00 $3.78 $668.78 $330.00 $7.57 $1,337.57
20 615.4170% $33.00 $0.72 $133.72 $99.00 $2.16 $401.16 $165.00 $3.60 $668.60 $330.00 $7.21 $1,337.21
19 647.1144% $33.00 $0.68 $133.68 $99.00 $2.05 $401.05 $165.00 $3.42 $668.42 $330.00 $6.85 $1,336.85
18 682.3337% $33.00 $0.64 $133.64 $99.00 $1.94 $400.94 $165.00 $3.24 $668.24 $330.00 $6.49 $1,336.49
17 721.6964% $33.00 $0.61 $133.61 $99.00 $1.83 $400.83 $165.00 $3.06 $668.06 $330.00 $6.13 $1,336.13
16 765.9795% $33.00 $0.57 $133.57 $99.00 $1.73 $400.73 $165.00 $2.88 $667.88 $330.00 $5.77 $1,335.77
15 816.1670% $33.00 $0.54 $133.54 $99.00 $1.62 $400.62 $165.00 $2.70 $667.70 $330.00 $5.41 $1,335.41
14 873.5241% $33.00 $0.50 $133.50 $99.00 $1.51 $400.51 $165.00 $2.52 $667.52 $330.00 $5.05 $1,335.05
13 939.7055% $33.00 $0.46 $133.46 $99.00 $1.40 $400.40 $165.00 $2.34 $667.34 $330.00 $4.68 $1,334.68
12 1,016.9170% $33.00 $0.43 $133.43 $99.00 $1.29 $400.29 $165.00 $2.16 $667.16 $330.00 $4.32 $1,334.32
11 1,108.1670% $33.00 $0.39 $133.39 $99.00 $1.19 $400.19 $165.00 $1.98 $666.98 $330.00 $3.96 $1,333.96
10 1,217.6670% $33.00 $0.36 $133.36 $99.00 $1.08 $400.08 $165.00 $1.80 $666.80 $330.00 $3.60 $1,333.60
9 1,351.5003% $33.00 $0.32 $133.32 $99.00 $0.97 $399.97 $165.00 $1.62 $666.62 $330.00 $3.24 $1,333.24
8 1,518.7920% $33.00 $0.28 $133.28 $99.00 $0.86 $399.86 $165.00 $1.44 $666.44 $330.00 $2.88 $1,332.88
7 1,733.8813% $33.00 $0.25 $133.25 $99.00 $0.75 $399.75 $165.00 $1.26 $666.26 $330.00 $2.52 $1,332.52
6 2,020.6670% $33.00 $0.21 $133.21 $99.00 $0.64 $399.64 $165.00 $1.08 $666.08 $330.00 $2.16 $1,332.16
5 2,422.1670% $33.00 $0.18 $133.18 $99.00 $0.54 $399.54 $165.00 $0.90 $665.90 $330.00 $1.80 $1,331.80

* Credit Access Business

Payday loans should be used responsibly for short-term financial needs only and not as a long-term solution. Those with credit difficulties should seek credit counseling.