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Payday Loan

A payday loan is small dollar loan usually between $100-$255 (depending on income and state laws) that is designed to help you pay for immediate expenses until your next payday. The loan balance is usually repaid on your next payday.

Terms for California Residents

  • Your maximum loan amount may not exceed $255.
  • Your loan term cannot exceed 31 days.

Fee Schedule and APR

Please click here for detailed fee schedule and APR


2233 Paradise Road LLC, DBA Cash Factory USA is licensed by the Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Cash Factory USA is licensed to do business in California pursuant to California Financial Code Section 23000 et. seq. All lending activity is regulated and examined by the California Department of Business Oversight. Cash Factory USA cannot use the criminal process against a customer to collect any deferred deposit transaction.

California Deferred Deposit Originator License


Our application process is quick and easy.
Your information will be
kept safe and secure
We provide excellent customer service.