Payday and Installment Loans in Nevada

Many customers use our Nevada loans to catch up on bills or manage an emergency situation. We offer both payday loans and installment loans in Nevada. Installment loans and payday loans come with different terms and requirements, but either may be able to help depending on your situation. We offer an easy application, a quick decision that depends on your qualifications, and money in your account typically by the next business day.

Terms for Payday Loans

Online payday loans in Nevada are small-dollar loans that may be able to help during circumstances when you need a small amount of money just to get you through until the next payday.

Requirements for NV payday loans:

  • Your loan amount is usually between $100 and $1,000 or the combination of Principal and Fees that equals 25% of your gross monthly income, whichever is less.
  • Your loan term cannot exceed 35 days.
  • If you qualify, we may allow you to extend your loan up to four times as long as the total number of days from your first loan date and all your renewals is not over 90 days.
  • You must have proof of income on file with Cash Factory USA when applying for a loan.
  • You must have an open and active checking account

Payday Loan Fee Schedule and APR

Please click here for detailed fee schedule and APR

Terms for Installment Loans

An installment loan in Nevada has longer terms and may give you more flexibility in choosing how long you have to pay it back.

Requirements for NV installment loans are:

  • Your loan amount is usually between $100 and $1,000 or the combination of Principal and Fees that equals 25% of your gross monthly income, whichever is less.
  • Your loan term cannot exceed 90 days.
  • Your loan payments will be scheduled to occur on each of your paydays.
  • Under Nevada law, all Nevada customers must have proof of income on file with Cash Factory USA when applying for a loan.
  • You must have an open and active checking account

Installment Loan Fee Schedule and APR

Please click here for detailed fee schedule and APR.

Payday and Installment Loan License

We are fully government compliant for installment loans and online payday loans in Nevada.

Cash Factory USA is licensed to do business in Nevada pursuant to Nevada Revised Statute Section 604A et. seq. All lending activity is regulated and examined by the Nevada Division of Financial Institutions.

Nevada Deferred Deposit License

NOTICE OF RIGHT TO ENTER INTO A REPAYMENT PLAN

If you default on a loan, the licensee must offer you a repayment plan in compliance with NRS 604A.5027, NRS 604A.5055 or NRS 604A.5083 before the licensee commences any civil action or process of alternative dispute resolution or repossesses a vehicle.

NOTICE OF RIGHT TO FILE A WRITTEN COMPLAINT TO THE COMMISSIONER OF THE FINANCIAL INSTITUTIONS DIVISION

You may file a written complaint with the Commissioner of the Financial Institutions Division by submitting a signed complaint form to the Office of the Commissioner. The required complaint form can be found on the homepage of the Financial Institution’s website: www.fid.nv.gov, or you may request a complaint form via telephone by calling the toll-free telephone number: 1 (866) 858-8951, or in-person: 3300 W. Sahara, Suite 250, Las Vegas, Nevada 89102